After reading this L.A. times article from Saturday, I have to ask myself, why is the government surprised that conforming loans, the “safe bet investment” 30 year fixed rate loans that have been the bread and butter of mortgage loans for generations,… Read More ›
Recent government market meddling, as you may have heard, has included extending the tax credit for first time home buyers. Joint filers (a working couple) who earn up to $225,000 are eligible for the total credit amount. We all heard… Read More ›
Click to enlarge image The chart above of the Case-Shiller Index shows that home prices were on trend in the 90’s, then the start of the housing bubble around 2008, the bubble itself, and the current correction. The problem the… Read More ›
I am so impressed. Even Saturday Night Live, a TV show…understands what’s happening to us better than our own government does… SNL Skit on China Visit <– Click here Let the 15 second commercial play so you can watch this… Read More ›
People all over America are reporting that they’ve stopped paying their mortgage…and it’s been months…and they haven’t heard anything from the bank. The banks are letting them live in their homes, mortgage free, for months…years. “Eight months after my last… Read More ›
The economy and the housing market are conjoined twins. What each does affects the other directly, and immediately. The economy is driving down the housing market, which in turn is driving down the economy. Where will the rabbit hole end?… Read More ›
“It may be a fact that that’s what’s on my Web site, but that may not be the correct number,” Earl Devaney, a White House official, testified this week. When pressed as to why there was so much inaccurate and… Read More ›
Keeping in theme with yesterday’s post, this is just a short and quick update on what is being reported today about our California budget. The legislators in California who have consistently based future budget revenue projections on “best case” scenarios… Read More ›
If you’ve looked at your paycheck recently you’ll notice that it’s 10% less than it was last month. And the California legislature is hoping you won’t notice. How can you get it back? Look at the bottom of this post!… Read More ›
In a recent L.A. Times article, “SHOCK” at the drop in home starts leads the story. Yawn. Bores me. I am not sure why anyone is shocked, and anyone shocked by a drop in home starts isn’t paying attention. I… Read More ›
Open Space laws come in many shapes and sizes. They are sold by local governments to their citizens as the preservation of land for some purpose. Sometimes it’s to preserve the natural beauty of where they live or to protect… Read More ›
It’s a couple weeks overdue but I did attend a local costume party for Halloween and so I had to choose my character. Keeping in theme with my current crusade I decided to be V, from the movie V for… Read More ›
So I get this letter in my mailbox yesterday from one of my credit card companies, Merrick Bank. It’s one of several similar letters I’ve received recently. The letter goes on to inform me that, “as a result of the… Read More ›
You guys are the people on the bottom of the picture…the ones bearing the burden of this entire government mess. Unbelievable what happened today. I want everyone out there to know…if you did the right thing…if you did the responsible… Read More ›
“Silence is the enemy, Against your urgency So rally up the demons of your soul!” Silence is the enemy. The government continues to destroy the dollar, reward irresponsibility, protect The Fed and its banker leadership from transparency to the public,… Read More ›
Tragedy strikes America! Since September of this year, 200,000 people have stopped receiving unemployment payments as their benefits expired. For over two months now, a quarter million people have been without any government (tax payer) assisted income. The media continues to… Read More ›
Representative Ron Paul had introduced a bill which will permit the American people to audit the Federal Reserve. The Fed is an arm of the government (yeah, I said it) that controls monetary policy. In other words, if you want… Read More ›
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