From the moment we become teenagers we are taught the ridiculously absurd practice of going into debt to prove you can be responsible with money. I think you would agree with me when I say that the ultimate in proving you are responsible with money… Read More ›
Personal Economics
$10,000 For Retirement Is Plenty
How about $1,000? That’s how much 27% of Americans have saved for retirement. According to BeforeItsNews.com, “The United States financial system is facing a retirement crisis of unprecedented magnitude in the coming years. Social Security and Medicare are both on… Read More ›
Uncertainty, The Storm That Never Ends
Nothing makes a recession last longer than market uncertainty. Contrary to what the government would have you believe, the “market” is fairly predictable. There are thousands of leading and lagging indicators that move in certain directions of varying amounts and can… Read More ›
Triple-Taxation in California
California gasoline is comprised of the following taxes… Federal Excise Tax 18¢ State Excise Tax 18.3¢ Underground Gas Tank Tax (Federal) 1¢ Underground Gas Tank Tax (State) 1.4¢ Misc State, County and Local Taxes approximately 26.1¢ Total California Gasoline Tax:… Read More ›
The hot sandwich tax, and is it possible to buy a tax-free coffee?
A recent comment on this post (can be found below) that pointed out an error in one of my calculations as to what was taxable and what was not has led to this new post as their comment was correct…. Read More ›
Uncertainty, The Storm That Never Ends
Nothing makes a recession last longer than market uncertainty. Contrary to what the government would have you believe, the “market” is fairly predictable. There are thousands of leading and lagging indicators that move in certain directions of varying amounts and can… Read More ›
Negative Savings Rate Reaches Great Depression Level
“Government deficits have caused the U.S. savings rate to turn negative for the first time since the Great Depression…” ~Bloomberg This is a good example of why government stimulus sounds good on paper, but does little to help the economy…… Read More ›
The Crystal Ball Economonitor
There is a new site on my ‘Related Sites’ list along the right hand margin called, the Crystal Ball Economonitor and they are currently running a free trial offer. What is the Crystal Ball Economonitor? Click on image to enlarge. I checked… Read More ›
In CA, Your Paycheck Should Feel A Bit Lighter
If you’ve looked at your paycheck recently you’ll notice that it’s 10% less than it was last month. And the California legislature is hoping you won’t notice. How can you get it back? Look at the bottom of this post!… Read More ›
Open Spaces Keep You Out Of A House
Open Space laws come in many shapes and sizes. They are sold by local governments to their citizens as the preservation of land for some purpose. Sometimes it’s to preserve the natural beauty of where they live or to protect… Read More ›
It’s a Lose-Lose-Lose Thing
So I get this letter in my mailbox yesterday from one of my credit card companies, Merrick Bank. It’s one of several similar letters I’ve received recently. The letter goes on to inform me that, “as a result of the… Read More ›
Gold – A Quick Lesson
I am in no way pretending to know much about buying gold, but I will share with you what I have learned so far. At least you won’t have to start off from scratch in your own research. First off,… Read More ›