"Experience hath shewn, that even under the best forms of government those entrusted with power have, in time, and by slow operations, perverted it into tyranny." ~Thomas Jefferson
It turns out that for "for-profit" educational companies, the government has imposed a pricing floor. Isn't that odd? You would think the government would impose a pricing cap instead. Well, it actually makes a lot of sense.
The government wants to be the sole provider of student loans, which is very clear considering the aggressive laws that Obama and those before him have put in place to drive out private competition in student loans. By lowering the lending standards on student loans, it is easier for more and more people to obtain them, which of course, just like lowering the lending standards on home loans did, this will eventually lead to more student loan defaults, the costs of which would normally be paid for by the banks, but thanks to Big Government, will be paid for instead by the taxpayer.
The other side effect of lowering student loan lending standards, just like lowering home loan lending standards, is that college tuition goes way up, just like home prices went way up.
So if you are the government, and you don't want price competition to drive prices down, because you want to be the only lender on student loans "because everyone should go to college and it's too expensive", then it only makes sense to put a floor on prices and not a ceiling, so everyone is required to charge at least a certain amount, making open competition, price cutting and efficiency irrelevant. And without those things, it is easy for government to compete since they are incapable of any of those.
Good for Big Government but devastating to Students and the educational system.
Contacted all my Reps on SOPA & PIPA demanding they not become law, BIG GOVERNMENT is already in every nook & cranny of our lives. No more! Angrily tweeted 1 week ago
As usual for Labor Unions, SoCalGas has made what appears to be a ridiculously generous offer to their Labor Union thugs workers and the thugs workers continue to sneer down their nose and reject it. Let’s see what else was in their goodie bag:
THUGGISH REWARDS FOR THUGGY WORKERS:
13% increase including compounding over the 4.5 year contract.
Company-paid pension.
Up to 85% company paid medical insurance for employees.
Up to $1,000 per month company-paid retiree medical benefits.
I work for a very large private company that has locations all over the United States. We did alright last year, but almost all of our profit was chewed up complying with several new government regulations in 2011. As a result we averaged $0 for our annual Christmas Bonus. That was on top of our lousy but at least existent 1.24% annual increase in 2011 against a real rate of inflation of 6%.
That’s effectively a 4.75% paycut.
Meanwhile, Labor Union thugs employees continue to make ridiculous demands for things that don’t exist on the rest of the planet. So not only are the rest of us taking effective pay cuts, and paying more with less for everything we buy, but now our natural gas bill will go up so some of our money can be diverted to their pay raises, pensions and healthcare benefits.
I loathe Government Agency Union Thug Workers pay, pensions and healthcare benefits because 100% of it is paid with our money, and all we get in return, if anything, are headaches or pathetic service.
I realize that SoCalGas is not a Government Agency, and that they do provide a product in exchange, but since they have a monopoly on the natural gas here I don’t have a choice. Since there is no competition here for me to choose from, they might as well be a Government Agency. Perhaps if there was some competition, they would think twice about turning down a 13% guaranteed pay increase.
I got a message for all the Labor Union thugs workers (sorry, it’s a natural reflex) out there that are getting pay raises, pensions and healthcare benefits on the broken backs of the rest of us. F***…..OFF.
The National Defense Authorization Act (NDAA), quietly signed by Obama on New Year’s Eve so nobody would notice, is now law. Why would our Big Government pass a law that the majority of Americans never wanted in poll after poll, sign it into law on a holiday to keep it quiet, have both Republican and Democrat support, and be purported to protect us against terrorist evils the Government admits are almost nonexistent? It’s simple…control.
Not of them silly goose…of US.
The NDAA allows for U.S. Citizens here on American soil to be arrested and held indefinitely without a trial, overturning the 4th, 8th, and 14th Amendment protections we have had. In addition, the Constitution provided increased protections for U.S. Citizens accused of treason. This more stringent protection states, “No Person shall be convicted of treason unless on the testimony of two witnesses to the same overt act, or on confession in open court.” This is to protect citizens of being falsely accused of treason and to prevent the Government from using treason charges against citizens it disapproves of. This protection has also been removed.
The NDAA was passed to expand the power of government in its endless crusade against terrorism even though we’ve captured or killed Saddam, Osama, Anwar al-Awlaki, almost all of the highest ranking al-Queda operatives and racking up a long line of dead terrorist leaders. According to U.S. officials as reported by the Washington Post, al-Qaeda has all but collapsed:
U.S. officials who described al-Qaeda as being on the verge of defeat after Osama bin Laden was killed said they have been surprised by the pace and extent of the group’s contraction in the six months since then. “We have rendered the organization that brought us 9/11 operationally ineffective,” a senior U.S. counterterrorism official said.
So can someone tell me when this War is supposed to be over? Or when any of our Wars are supposed to be over? Rand Paul tried to pass an amendment to the NDAA to at least officially end the Iraq war (do you even still remember that one?) and it was rejected 67-30. Our Government and our Politicians do not want to end the War…any War.
Why? Because WAR is a bulletproof excuse to continue passing law after law that takes away our protections and our freedoms so we can eventually by tyrannized by our Government “legally.”
Even though al-Queda has been gutted, we are still subject to Stormtroopers manhandling us at our airports, The Patriot Act and the NDAA. How is this any different than winning WWII but spending the next ten years at war with the Nazi’s hiding all over the world? The purpose of these laws like The Patriot Act and the NDAA have nothing to do with terrorists or warfare and everything to do with slowly deconstructing the Constitution and the protection it provides U.S. citizens.
To quote a popular but crass idiom, ‘”There’s two bulls standing on top of a mountain. The younger one says to the older one: ‘Hey pop, let’s run down there and fuck one of them cows.’ The older one says: ‘No son. Lets walk down and fuck ‘em all.’” Or if you like, we can use the boiled frog analogy. The point is, Government tyranny doesn’t happen overnight. We don’t go to bed on Monday in a free America and wake up Tuesday hanging pictures of the President on our wall like they do in North Korea to avoid being accused of dissension. It happens slowly, a little law here and a little law there, each little law allowing Government to take away one small right, then a bigger right, and after a 100 years of this we’re hanging pictures or standing in front of a tank in Times Square in protest.
U.S. Citizen, Jose “The Dirty Bomber” Padilla was held for 3 1/2 years without being charged. When the violation of his civil liberties was about to be heard by the Supreme Court, the Bush Administration suddenly found their pocket Constitution guide and switched his case over to civilian court in order to avoid the potential ruling the Supreme Court might pass on his 3 1/2 year unconstitutional detainment at Club Fed. So the NDAA really isn’t changing the past several years of how our Government takes care of its business, it just made it legal to avoid any more “close calls” with the Supreme Court, less they accidentally get off their ass and protect U.S. Citizens from their own Government like the Founding Fathers designed them to do.
One of the nation’s most stalwart war cheerleaders and one of the bill’s most vocal proponents, Sen. Lindsey Graham, made clear what the provision’s intent is: “If you’re an American citizen and you betray your country, you’re not going to be given a lawyer. . . I believe our military should be deeply involved in fighting these guys at home or abroad.” As Graham made chillingly clear, one key effect of the provision is that the U.S. military — rather than domestic law enforcement agencies — will be used to apprehend and imprison accused Terrorists on American soil, including U.S. citizens.
It should be brutally clear to all Americans by now, that if the Government feels in any way that you are somehow involved in supporting terrorism or even if you are not but it’s as good an excuse as any, and they come knocking on your door, not only do they not have to tell you why you are being detained, or for how long, but the Government military, not the civilian police will be the ones that come a’ calling. You can be taken away without formal charges, locked up for years without seeing a lawyer or a jury of your peers and never know why you are being held. Meanwhile, whatever life you had; your family, your career, your income will all disappear.
The NDAA was a bi-partisan effort, with both Republicans and Democrats supporting it. I mention this in case anyone still thinks there is any difference between the two parties. There isn’t…we are being ruled by one party, one Dictator, and the goal is the same…increase Big Government power, increase Big Government control and deconstruct the Constitution….slowly, so we don’t notice they’re already down the hill and inside the herd.
To make it more succinct…what would stop the Government from arresting me for writing this anti-Big Government blog even though it has nothing to do with terrorism? Nothing. I will not be given a lawyer, or a trial, and will just be locked up for however long they want. In fact, they don’t even have to lock me up, they could just threaten to lock me up. With this lawless blank check, Big Government can intimidate, coerce and detain anyone they don’t like, for any reason. Also known as…tyranny.
If there is one speech that makes my patriotism and desire to defend whatever is left of our freedoms in America rise to the surface, it is this one from Mario Savio (click on black and white video to hear the speech)…
There’s a time…when the operation of the machine becomes so odious,
makes you so sick at heart, that you can’t take part…you can’t even passively take part,
and you’ve got to put your bodies upon the gears, and upon on the wheels, upon the levers,
upon all the apparatus and you’ve got to make it stop,
and you’ve got to indicate to the people who run it, to the people who own it,
THAT UNLESS YOU’RE FREE…THE MACHINE…WILL BE PREVENTED FROM WORKING AT ALL!
As Linkin Park says in their video, “Don’t fight the power and nobody gets hurt.” Indeed. Straight from the mouth of our Big Government.
To anyone taking the time to read this…I was just like you. Once upon a time.
Went to high school in rural Connecticut, had dreams of moving to California as soon as I graduated. Wasn’t too long before I was here and working part-time at Pic N’ Save making $4.25 an hour while going to the local community college living on Top Ramen and store-brand cereal. Just like you I worked hard, slowly moved up the ladder after working at several different companies. I had friends I went backpacking with, camping, and Friday night drinking. Eventually I graduated, and was earning a nice living. Dated plenty, eventually got married. Got a dog. Grill a decent steak. I remember the all-night club scene, but I don’t miss it. I had my turn, and I had fun. Lost most of my hair now, knees are starting to hurt more than usual, pants are getting tighter. Truck still runs good. Same truck I drove to California in when I was 19.
That’s all I ever wanted, and still want. I just wanted to keep moving forward, to keep moving up, to try some business ideas, to keep traveling around the world…I wanted to be left alone to work hard and enjoy my life. Maybe die with a smile on my face.
Political activist? Civil disobedient? Rally protestor? Anti-government blogger? Campaign donator? You must be talking about someone else.
I was the guy in the office who only voted so I wasn’t the only one walking around without the I VOTED sticker on my nicely pressed dress shirt. If someone asked me who I was voting for, I would say I had no idea and ask them what they wanted from Starbucks, I was making a coffee run. I was that guy.
Then the world changed around me or I changed and the world stayed the same. I’m not sure which. The wars never ended. It seemed like we were always “on alert” with a never-ending parade of villains who would destroy us at any moment. This fear justified endless conflict and invasion. The Gulf War started the year before I graduated high school and 22 years later it feels like it’s never taken a day off.
When I came to California in 1992 we were in a recession, so it was tough finding a job. Just eight years later what little I had put away in my 401(k) was devastated when the dot.com bubble burst, and the following year I was laid off as I entered my second recession in less than a decade. The following year I went house shopping, but the second recession had set me back and I wasn’t making enough money to buy a house. Three years later, after I had landed a new job and started earning a decent salary again I went back to house shop, but the housing bubble had suddenly launched home prices out of reach. It was then that I started looking for answers. Why were we always at war? Why was it that no matter how hard I worked, or how responsible I was, why did it feel like I was always fighting upstream, against some mystical tide that kept pushing me back, undercutting my progress? Where was this resistance coming from?
It was 2005. I was in my little apartment in California and I Googled, “Why are home prices rising?” A list of results came up, but I clicked on one called patrick.net. At that time, his website was nothing more than a daily compilation of articles from newspapers all around the country talking about home prices and the mysterious word “bubble” appeared in more than a few articles. What is this “bubble” they speak of?
From patrick.net’s article links I learned about housing bubbles and the herd mentality that can drive prices of commodities into unsustainable and irrational levels. But how unsustainable? How irrational? Without a frame of reference, how am I to know if this is a big bubble or a little bubble and where it will level off? Will I really “be priced out forever?” as all the Realtors kept insisting.
I was in Starbucks, sitting in a quiet corner. I was supposed to be studying for a test, but I was surfing the net reading about the housing bubble. I stumbled on a link to a paper written by Robert Schiller who like most people, I had never heard of. Of course now he is famous for his research work on housing bubbles and co-founder of the new and often cited Case-Shiller Index. Back then it cost me a couple bucks to download that paper from the Yale library (seems to be free now), but it was worth every penny. From his paper I understood that bubbles have happened through much of our history, and this latest one was no different except for the glaring fact that it was a monstrosity that made previous bubbles pale in comparison.
That was the beginning of the Angry in the Angry Woodchuck. The blog came later.
So here I was walking around with this very unpopular opinion about the housing market. It was uncomfortable to be me. People would talk excitedly and enthusiastically about home prices climbing and when it came time for my opinion, it was never well received. Nobody wants to be that guy. Everyone is excited and you’re the guy bringing everyone down. It was not a good time. My wife came back from a lunch with a group of her girlfriends and of course they discussed the housing market and since all of them were in the process of buying a house, they asked her when we were going to buy. She said that her husband had said the market was in a bubble that would collapse and that’s when we would buy. One woman’s sarcastic response was, “Oh…he’s one of t-h-o-s-e.” I’ll never forget how I felt when she shared what happened with me (for the record, my wife always agreed with my position). So not only was I the downer, I was the idiot in the room too. I felt so much like Cypher in The Matrix when he told Trinity he wished he had told Morpheus to shove the red pill up his ass. He preferred not knowing the truth either.
Meanwhile Alan Greenspan, the head of The Federal Reserve, was being quoted in the Wall Street Journal that the housing market was fine, Peter Schiff was being blasted by everyone that his doom and gloom prophecy about a housing crash followed by a recession was ridiculous and so was he, Senator Barney Frank in Congress was still on TV telling everyone how great it was that so many minorities were being served by this wonderful housing market, and almost no economist was willing to go out on a limb and speak the truth, all while the rating agencies were still giving all the investment companies that were heavily invested in trading mortgage-backed securities AAA ratings.
Not only was my position, even though it was based on facts, research and common sense not the popular opinion, it was the loathed and despised opinion that not even the White House, Congress, The Fed, the newspapers, the pundits, or anyone else except people being regularly referred to as “clowns” would talk about.
Not too long after, the market came crashing down and the recession was in full force.
I instantly realized two things. First…I was right. Second…despite the warm fuzzy feeling our public education system teaches us about our government, the government will in fact lie to its citizens…daily. The first gave me strength to believe in all my future opinions because they are based on as much fact, research and common sense as my first one. The second made me aware that our Government is not here to serve us, or help us, or inform or educate us….our Government is a machine that is here for itself. To grow itself. To feed on the power it takes away from us, for itself. The more it knows and the less you know, the more powerful the machine gets. You are incidental and quite inconsequential. Your labor is just fuel for the machine.
So for someone like me, knowing that the current housing market was in a bubble and about to crash was not enough. The next logical question is, what causes housing bubbles in the first place? The answer to that question also explained the dot.com bubble since the source is the same. It also explained the recession that was in progress when I first came to California. The answer to both of those bubbles includes a basic education on the effects of inflation. What causes inflation? The Federal Reserve. Why does the Federal Reserve cause inflation? To meet the monetary demands of the growing government machine. And on, and on, and on. So if you are willing to keep turning the pages, and keep feeding your inquisitive mind, you will find that the bulb in your head will glow brighter and brighter. The more questions you ask, the more questions there are, and I just kept going, and going, questioning and answering. I’ve read all the books I’ve listed on my blog, and as many again that I have not listed here yet, and I’ve never stopped reading. Just yesterday I downloaded two more books to my Kindle. It never stops getting brighter, this light bulb of mine.
And finally, over the years between 2005 and 2009, I reached the point where I had read enough books and articles and blogs that the full picture revealed itself and I finally understood the role that our own government plays in manipulating the economy, of controlling it for its own benefit, for the benefit of the politicians and the corporate elite, and all of it to our detriment. How we are just cogs in their machine where our opinion, our lives, our freedom, mean nothing to them. In the end, the tide that I had always felt undercutting my progress, was my own government destroying the capitalism and freedom we need to succeed. What I have achieved in my life, I am proud of, and I achieved it despite my government making it as difficult as possible, but I am angry because I know I could have achieved so much more, if government had just gotten the hell out of my way.
As you can see, my personal revolution was not lit on fire from some political ideology like the environment, homosexuality or illegal immigration, it was due to an economic ideology that all men are born free and should remain free so they can work hard and earn a living for their family and that Big Government is the antipathy to these freedoms.
So during my years of self re-education, what I had learned made me sick at heart. I realized the government machine had become so odious, that I could no longer take part, not even passively take part. And ever since that realization I have made a never-ending effort to put my body upon the the gears and the wheels and the levers to make it stop.
Political activist? Civil disobedient? Rally protestor? Anti-government blogger? Campaign donator? Now I am all of these things. Obama would label me a domestic terrorist just for writing this blog.
And so Mario Silvio captures my sentiment best in his speech (above quote and video), as do the lyrics to Linkin Parks Wretches & Kings (click here for lyrics).
I had to include this Star Wars version of Linkin Park’s Wretches & Kings because I like to tell the TSA Agents at the airport they’re just mindless Stormtroopers who can’t think for themselves, so it seemed appropriate. Plus, it’s a damn cool video.
I’m not a Romney supporter, but I know right from wrong, and Romney was treated wrongly – by the media, surprise, surprise.
The media; bottom dwelling sludge suckers that they are, decided to take something Romney said out of context and lash him with it all over the news. Gingrich and the other candidates, not to be out-sludge-suckered, took that page from the media playbook and continued the assault.
This is what Romney said when talking about health insurance…
I want individuals to have their own insurance that means the insurance company will have an incentive to keep you healthy. It also means if you don’t like what they do you can fire them. I like being able to fire people who provide services to me.
His statement makes complete sense to me. All he is saying is that he likes to fire people who provide bad services to him. Well..SO DO I. If my plumber, dentist, car repairman or barber does a bad job, I am going to fire him. That doesn’t mean they are unemployed, it just means I will no longer use them because I am dissatisfied with their service and I will look for someone better. Romney wants us to use the private sector for our healthcare so we can “fire” Doctors or Hospitals that we don’t like, forcing them to compete for our business, and choose better replacements (which is ironic since he created “Romney-care” in Massachusetts which is the state-run healthcare system that the federal-run healthcare system Obama-care is based on – thus why I will not support him. Romney is just a Ron Paul wannabe). The media of course took the last sentence of out context and went to town with it. Morons.
Only Ron Paul showed moral leadership and took the high ground, releasing a statement that said he supported Romney’s statement and that the media took it out of context, as did the other candidates…
I think they’re wrong. I think they’re totally misunderstanding the way the market works. They are either just demagoguing or they don’t have the vaguest idea how the market works.
I think they’re unfairly attacking him on that issue because he never really literally said that. They’ve taken him way out of context … He wants to fire companies.
I think they’re way overboard on saying that he wants to fire people, he doesn’t care. You save companies, you save jobs when you reorganize companies that are going to go bankrupt. And they don’t understand that.
And Ron Paul is absolutely right. If you are the CEO of a company, and the company is about to go bankrupt, you only have two options…to close your doors and fire everyone, or reorganize, downsize and re-prioritize to your strengths. Companies do this all the time, and in a smaller sense they do it almost daily, abandoning projects that are not working for ones that are, shifting resources away from areas that are failing and moving them to areas that are producing.
That is how companies create new services and products. Someone comes up with an idea and the company spends time and money developing it. Some ideas work and consumers demand it, others do not. But it is this trial and error that has for hundreds of years provided everything that we use today from pens to cars to computers. When a company goes too far down the road of something not working, then it must reorganize and reallocate back to the size it was, and where it was, when it was making money. The alternative is to fire everyone. Romney is absolutely right in this regard and Ron Paul is absolutely right to defend him.
Some will argue that the company Romney belonged to, Bain Capital, led to lost jobs which is true. Bain Capital was involved in buying failing companies and trying to turn them around or reorganize them. Not all companies can be saved, not all bankruptcies can be turned around. Consider Gordon Ramsey and his show Kitchen Nightmares, where he takes over restaurants that are weeks away from bankruptcy and closing the doors. The number of restaurants that were still open a year later is around 30%, but that is 30% more than would have still been in business had he not helped them at all. So someone with this argument is saying what exactly…if you can’t save them all then don’t even try to save any? Ridiculous.
I heard a similar argument about heart surgeons. When people are choosing heart surgeons, they look for the one with the highest success rate. But consider what that probably means. That means that he always takes the cases that are easy. It’s the surgeons that are taking on the “terminal” cases where there is “no hope” and death is “imminent” that are trying new procedures, that are building experience in repairing the most difficult “lost cause” operations. Naturally more people will die on his table than the guy who took the easy surgeries, and his success rate will reflect that, but does that mean he is not competent? Not at all, in fact I would argue he is more competent because he chooses to take the more difficult cases so he can pioneer new ways to solve them and perhaps slowly turn previously terminal situations into routine life saving ones.
This is another reason why Newt, Huntsman and the others have no clue how businesses operate and how you save jobs when times get tough. They don’t understand economics or business and without those understandings there is no way they can lead this country out of our depression.
In other news, Ron Paul takes second place in New Hampshire. On to South Carolina! GO RON PAUL!
So far Mitt Romney is coming in first with 36.8% of the results, Ron Paul with 26.3% and Jon Huntsman with 21.1%.
I’d like the corporatist state-controlled leftist media to note that I did NOT leave anyone out of my reporting. That makes me better than you, which really isn’t that hard to do. You just have to be human.
With Romney in the first spot, Paul in the second and Santorum nowhere to be found (0% so far) despite his tie with Romney in Iowa, that makes Ron Paul and Mitt Romney the only candidates to score in the top three in both Iowa and New Hampshire.
I’m looking forward to the rest of the results today.